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Terms & Conditions


Your Acceptance of these Terms of Use


Please read these Terms and Conditions of Use (“Terms”) carefully before accessing or using our

services because they represent a legally binding agreement between each user (“you”, “your’) and

Stop 4 Cash Inc. (referred to as “Stop 4 Cash”, “we”, “us”, or “our”).

By using our site, you are also consenting to how we use cookies according to our cookies policy under

our Privacy Policy Agreement.

When you apply for a loan and use our services, you will be asked to explicitly agree to these terms.


Changes to the Terms and Conditions


We reserve the right, at our sole discretion, to modify these Terms of use at any time. Such modifications

shall become effective immediately upon the posting thereof. You must review these terms of use on a

regular basis to keep yourself up-to-date of any changes. You can find the most recent version at the top

of these Terms.


Use of Our Sites


Subject to the terms of this agreement, we hereby grant you (as a permitted user) a limited, personal,

revocable, non-exclusive, non-sublicensable, non-assignable, non-transferable, non-resellable license

and right to use and access our Sites for your own personal use and in compliance with applicable law.

Use of our Sites beyond the scope of authorized access granted to you by these terms of use

immediately terminates that license.

Access and use of our Sites may be subject to limitations, delays and other problems inherent to the use

of the Internet and electronic communications. Stop 4 Cash cannot guarantee the continuous and

uninterrupted availability and accessibility of the Sites. We are not responsible for any delays, or other

damage resulting from such problems, or from the unavailability of the Sites for any reason. Stop 4 Cash

may improve, enhance and modify the Sites and introduce new services from time to time.

All rights not expressly granted by these terms of use are reserved to us, or, if applicable, our licensors.


Eligibility


You must be at least 18 years old to access and use the Sites or register a Stop 4 Cash account. The Sites

may contain technologies that restrict or limit their use (including restrictions based on location). The

products and services offered through our Sites are only intended for access and use by people located

in Ontario. We make no claims that the Sites or any of its content is accessible or appropriate outside of

Ontario. If you access or use the Sites from outside Ontario, you do so on your own initiative and are

responsible for compliance with local laws.


Copyrights and Trademarks


The Stop 4 Cash logo and design, and other related trademarks and symbols are registered or unregistered

trademarks, service marks and trade names owned or used under licence by Stop 4 Cash. You acknowledge

and agree that any and all intellectual property rights included in the services and the Sites belong

exclusively to Stop 4 Cash and/or its affiliates and are protected from copying and simulation under national

trademark and copyright legislation in Canada.

Our Sites and its entire content including, but not limited to, all text, software, audio, images and other

materials or elements (collectively, “Content”) is owned by Stop 4 Cash, its licensors and other providers and

is protected by copyright, trademark and other property laws in Canada. You may not reproduce, modify,

prepare derivative works based upon, distribute, license, lease, sell, resell, transfer or otherwise exploit

for any commercial purposes any content or material of our Sites except as expressly permitted by

Stop 4 Cash. Copying or reproducing our Sites or any portion thereof to any other server or location for

further reproduction or redistribution is prohibited without the express written consent of Stop 4 Cash.

You may not decompile or disassemble, reverse engineer or otherwise attempt to discover any source

code contained in our Sites.

Any use of the Sites not expressly permitted by these Terms is a breach of these Terms and may violate

copyright, trademark and other laws, rules and regulations.


Your Privacy


We respect your right to privacy. By using the Sites, you consent to the collection, use, disclosure and

retention of your personal information by or on behalf of Stop 4 Cash as explained in the Privacy Policy

Agreement, which is accessible at any of our Sites, as revised from time to time, and as otherwise

permitted by applicable law.


Prohibited Uses


You agree to use the Sites and the services offered for lawful purposes only and in compliance with these

Terms and all applicable laws, rules and regulations. You warrant to Stop 4 Cash that you may not use the

Sites in any manner which could damage, disable, overburden, or impair the Sites or interfere with any

other party’s use and enjoyment of the Sites. Additionally, you agree not to gain or attempt to gain

unauthorized access to, interfere with, damage or disrupt any part of the Sites, the server on which the

Sites are stored, or any server computer or database connected to the Sites.


Accessing the Website and Account information


Certain sections of our sites may only be available to you upon registration for a Stop 4 Cash Account

(“Account”). Account registration requires you to submit certain personal information such as address,

phone number, e-mail address, date of birth, driver’s license, social insurance number, credit and

employment history. By registering, you represent and warrant to Stop 4 Cash that: (a) all information

provided by you to us during the registration process is truthful, accurate and complete; and (b) you will

comply with these Terms of use.

You agree to maintain accurate, complete and up-to-date Account information promptly update your

registration data as necessary to keep it true, accurate, current and complete.

You will be responsible for any and all loss, damage, or additional costs that we and/or our service

providers or others may incur as a result of your submission of any false, incorrect or incomplete

information or your failure to update your registration or other information that you submit via our Sites.

You acknowledge that you are solely responsible for authorizing, monitoring, controlling accessing to and

maintaining the confidentiality of your Account password and username, and that you (and not us) will be

responsible for any loss resulting from any unauthorized use of your Account or access to your content.

You agree to immediately notify us of any unauthorized use of your Account and any breach of

confidentiality. You may not allow another person to use your username or password. You are

responsible for ensuring that you exit from your Account at the end of each session


Links to Other Sites


Our Sites may contain links or references to other sites (collectively, “Linked Sites”) that are not operated

by Stop 4 Cash. WE DO NOT CLAIM NOR ACCEPT RESPONSIBILITY FOR ANY CONTENT OF SUCH

OTHER LINKED SITES. We are not liable, directly or indirectly, in any way for any loss or damage of any

kind incurred as a result of, or in connection with your use of, or reliance on, any third-party Linked Sites

or content. Stop 4 Cash is providing these links to you, only as a convenience, and the inclusion of any link

does not imply endorsement by Stop 4 Cash of the Linked Site or any association with its operation. You

agree that it is your responsibility to review and evaluate any such content, and that any and all risk

associated with the use of, or reliance on, such content rests with you. You are responsible for viewing,

accepting and abiding by the terms of use and privacy policies posted at these third-party Linked Sites.


Warranty Disclaimer


IF YOU CHOOSE TO USE OUR SERVICES AND SITES, YOU DO SO VOLUNTARILY AND AT YOUR

SOLE RISK. OUR SITES (INCLUDING ITS CONTENT) ARE PROVIDED ON AN “AS IS” AND “AS

AVAILABLE” BASIS WITHOUT WARRANTY OR CONDITION OF ANY KIND, EITHER EXPRESS OR

IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OR CONDITIONS OF

MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, QUIET

ENJOYMENT, SYSTEMS INTEGRATION, AND ACCURACY, ALL OF WHICH Stop 4 Cash EXPRESSLY

DISCLAIMS. THE ENTIRE RISK ASSOCIATED WITH THE USE OF THE SERVICE AND LICENSED

SITES SHALL BE BORNE SOLELY BY YOU.

Stop 4 Cash will not be liable or otherwise responsible for any failure or delay in updating the Sites or any

content. We have no duty to update the content of the Sites. Stop 4 Cash makes no representations or

warranties that use of the Sites (including its content) will be uninterrupted or error-free. You are

responsible for any results or other consequences of accessing the Sites and using the content. You

acknowledge that any data or information downloaded or otherwise obtained or obtained or acquired

through the use of the services and the Sites are at your sole risk and discretion and we will not be liable

or responsible for to any damage to you or your property. It is your responsibility to follow proper backup

and take all necessary precautions to protect against loss or error resulting from use of the services and

the Sites.

NO ADVICE OR INFORMATION WETHER ORAL OR WRITTEN, OBTAIN BY YOU FROM US SHALL

CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.


Limitation of Liability


IN NO EVENT SHALL Stop 4 Cash BE LIABLE TO YOU, WHETHER BASED IN CONTRACT, TORT,

NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, FOR ANY DIRECT, INDIRECT, INCIDENTAL,

PUNITIVE, CONSEQUENTIAL, OR SPECIAL DAMAGES ARISING OUT OF OR IN ANY WAY

CONNECTED WITH ACCESS TO, USE OF OR RELIANCE ON THE CONTENT (EVEN IF Stop 4 Cash

OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES), OR THAT

ARISE IN CONNECTION WITH THE USE OR PERFORMANCE OF THE SITES, WITH THE DELAY OR

INABILITY TO USE THE SITES OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO

PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND

RELATED GRAPHICS OBTAINED THROUGH THE SITES. WHETHER CAUSED IN WHOLE OR IN

PART BY NEGLIGENCE, ACTS OF GOD, TELECOMMUNICATIONS FAILURE, THEFT OR

DESTRUCTION OF, OR UNAUTHORIZED ACCESS TO THE SITES OR THE CONTENT.


Indemnity


You agree to release, defend (at Stop 4 Cash’s option), indemnify and hold Stop 4 Cash and its affiliates, and

their respective directors, officers, employees, subsidiaries, affiliates, successors, assigns, agents,

service providers harmless from and against any claims, actions or demands, liabilities and settlements

including without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from,

your violation of these Terms of Use, your breach of any of the representations and warranties herein, or

your violation of any rights of another person.


Termination


Stop 4 Cash reserves the right, in its sole discretion, to terminate your access to the Sites and the related

services or any portion thereof at any time, without notice or liability to you or any other person, If; (a) you

have breached your obligations under these Terms and our Privacy Policy and Standards; (b) you have

violated applicable laws, regulations or third party rights; (c) or if Stop 4 Cash believes in good faith that such action is reasonably necessary to protect the safety or property of Stop 4 Cash, its members or third parties. Upon termination of this Terms you: (a) acknowledge and agree that all licenses and rights to use the services and the Sites shall terminate; (b) will cease any and all use of the Sites; (c) will remove the

mobile Application from all computing devices, hard drives, networks and other storage media in your

possession or under your control. If your permission to use the Sites is terminated for any reason, then

these Terms of Use will continue to apply and be binding regarding your access to and use of the Sites

before termination and all related matters (including any related dispute).


General Matters and Governing Law


These Terms constitute the entire agreement between you and Stop 4 Cash regarding your use of our Sites.

These Terms of Use shall be governed in all respects by the laws of the Province of Ontario Canada, and

applicable federal laws of Canada, without giving effect to any choice of law or conflict of law provision or

rule. If an applicable law is in conflict with any part of the Terms of Use, the Terms of Use will be deemed

modified to conform to the law. The other provisions will not be affected by any such modification. If any

part of this Terms is held invalid, or unenforceable that portion shall be construed to reflect the parties’

original intent, and the remaining portions shall remain in full force and effect.


IF YOU DO NOT ACCEPT AND AGREE TO THESE TERMS AND CONDITIONS, THEN YOU MAY

NOT USE OUR SITES.

© Stop 4 Cash 2018 All rights reserved No reproduction in whole or in part without written permission.